On this SlateCast episode, Nemo.cash CEO Nicholas Scott joined CryptoSlate’s Liam “Akiba” Wright and Nate Whitehill to debate AI-guided investing grounded in verified information. Scott outlined Nemo’s portfolio-insight engine, privateness safeguards, and thematic discovery options, whereas contrasting progressive UAE laws with slower UK oversight and highlighting stablecoins’ promise for frictionless settlements. The dialog underscored steering over recommendation and the way forward for customized, compliant fintech innovation.
From slideware to a dwell, award-winning product
Nemo.cash started life in 2021 in a crowded subject of investing apps. Scott defined that the workforce shortly had to decide on which core person drawback to resolve. Reasonably than constructing primarily for training, Nemo centered on surfacing actionable alternatives aligned to a person’s targets and threat urge for food—serving to folks determine what to purchase and when, with out recommending a single safety to any particular person.
“We don’t have permission to present … recommendation,” Scott famous, emphasizing that Nemo presents choices and context whereas leaving choices to the person.
Steerage, not recommendation: how Nemo frames AI
A centerpiece is Nemo’s day by day, AI-driven “portfolio perception.” With a faucet, customers obtain a concise transient on what moved of their holdings over the past 24 hours—stitched collectively from related headlines and worth motion—plus concepts to enhance diversification. The expertise is designed to avoid wasting time and floor “fascinating tales,” not simply the largest movers, so customers be taught why their portfolio behaved the best way it did and discover adjoining property or ETFs that may rebalance threat.
Wright underscored the purpose that any AI abstract should be grounded:
“And it’s superb writing that again, however it wants the actual fact to start with. You can’t get belief.”
Scott agreed, explaining Nemo’s strict separation between information and language fashions: the workforce licenses fundamentals, volumes, and sentiment from tier‑one monetary information distributors, then feeds that fact set into the LLM to generate person‑particular insights.
“We discovered that early doorways: purchase from good information suppliers.”
Reality first: mannequin technique and privateness
Not each characteristic calls for the newest, priciest mannequin. For factual, template‑like updates (e.g., refreshed firm well being summaries generated from fundamentals), Nemo can depend on established fashions. For drawback‑fixing duties—like suggesting diversification paths from a person’s present holdings—the corporate opts for newer fashions. Scott additionally confused privateness: person portfolios are anonymized earlier than being processed, and personally identifiable info isn’t handed to exterior AI instruments.
The place regulation actually leads: UAE vs. UK (and stablecoins)
Requested the place probably the most ahead‑pondering regulation is rising for AI and crypto, Scott pointed to the UAE. Dubai’s willingness to pilot and fund innovation permits corporations like Nemo to iterate quicker, he mentioned, contrasting that tempo with the UK’s slower regulatory cadence. Stablecoins additionally featured: clearer frameworks promise to simplify the cross‑border funds that brokers wrestle with day by day—an space the place crypto’s unique “worth switch” design can meaningfully cut back friction.
Past mega‑caps: discovery on the edges
Nemo lists hundreds of devices throughout asset courses, with crypto presently accessible through CFDs as the corporate explores deeper integrations. A key KPI for the workforce is breadth of engagement: customers aren’t simply piling into the identical handful of names. Options that cluster securities round funding concepts (“AI infrastructure,” “carbon seize,” and so forth.) encourage discovery aligned with every person’s pursuits and aims fairly than merely amplifying the largest tech shares.
Wright captured a standard analysis ache level—discovering the much less apparent picks round a theme (e.g., suppliers to chip producers). Nemo’s forthcoming functionality auto‑assembles thematic baskets on the fly from a person’s pure‑language question and explains the related sub‑sectors in plain English.
Personalization: from briefings to AI‑generated podcasts
The following step in Nemo’s portfolio transient is format flexibility. Scott revealed the workforce is piloting an AI‑generated audio model—primarily a customized “mini‑podcast” that may inject well timed context (upcoming macro occasions like FOMC, non‑farm payrolls, or crypto‑particular catalysts) and adapt depth or tone to the listener’s sophistication. The lengthy‑time period imaginative and prescient is content material that meets customers the place they’re—channel, language, and complexity—with out condescension or information leakage.
Wright additionally pressed on availability. Nemo launched below Abu Dhabi regulation and is seeing traction throughout the Center East and Africa with natural curiosity from Europe. The U.S. market stays on the roadmap, with the workforce watching regulatory motion intently.
Wright, on CFDs: “It’s a commerce, not an funding, isn’t it?” — a reminder that product design and disclosures should match person intent and jurisdictional guidelines.
Closing
The SlateCast episode with Nicholas Scott supplied a transparent view of the place AI‑guided investing is headed: truthful information first, fashions second; steering over recommendation; and personalization with out compromising privateness. From discovery instruments that transcend mega‑caps to AI‑generated portfolio briefings, Nemo’s method exhibits how cautious product decisions can flip noise into sign.
As regulatory frameworks round AI and stablecoins mature—and extra jurisdictions pilot pragmatic guidelines—the fusion of digital property and conventional markets will solely speed up. The intersection of compliant innovation, person‑centric design, and reliable information is ready to be one of the crucial consequential areas to look at within the coming years.
