Dubai, UAE, December eighth, 2025, Chainwire
Follows first-of-its-kind pilot run with Franklin Templeton, Zodia Custody, Avalanche, and CMS demonstrates enforceable bilateral credit score inside digital belongings custody
Debut at Abu Dhabi Finance Week 2025 showcases a breakthrough in institutional credit score infrastructure
SemiLiquid, a custody-native infrastructure layer for institutional credit score, as we speak introduced the launch of its Programmable Credit score Protocol (PCP) at Abu Dhabi Finance Week 2025. The groundbreaking infrastructure permits establishments to activate credit score towards digital and tokenized belongings held in custody – with out transferring collateral, marking a vital development within the evolution of digital capital markets. Developed and launched in Abu Dhabi, the protocol is now deliberate to be rolled out globally, underscoring the emirate’s rise as a number one hub for digital belongings and a launchpad for monetary innovation.
The launch is backed by a profitable pilot performed with Franklin Templeton, Zodia Custody, Avalanche, Presto Labs, M11 Credit score, Oasis Basis & CMS. As a part of the pilot, Franklin Templeton’s daily-yielding tokenized money-market fund, BENJI, was used as collateral, which remained encumbered all through the mortgage lifecycle, below pre-agreed phrases and automatic triggers. This simulated proof-of-concept allowed establishments to retain full every day yield whereas granting lenders enforceable safety over the belongings – eliminating counterparty threat with none collateral motion.
“Programmable belongings require programmable credit score,” stated Rico van der Veen, Co-Founder and CEO of SemiLiquid. “PCP delivers the lacking rail that establishments want – a standardized, custody-native & shared authorized framework that merges the belief of conventional finance with the effectivity of programmable belongings. This marks a shift from incremental upgrades to foundational infrastructure for institutional credit score. Abu Dhabi International Market’s atmosphere has enabled us to develop our answer inside a risk-aware framework optimized for digital asset innovation. ”
“SemiLiquid’s PCP brings collectively progressive business leaders in an effort to deal with the inefficiencies in institutional credit score,” stated Anoosh Arevshatian, Chief Product Officer at Zodia Custody. “By our participation, Zodia Custody hopes to determine custodial infrastructure because the belief layer for scalable and programmable credit score.”
“Programmable credit score demonstrates how institutional lending can function natively inside custody with out compromising enforceability, compliance, or settlement pace. Avalanche’s high-performance, institutional-grade infrastructure, mixed with SemiLiquid’s programmable credit score protocol, creates a transparent path to scaling institutional adoption – developed in a area that has change into a launchpad for next-generation on-chain monetary markets,” stated Khalid Dannish, Head of MENA at Ava Labs.
“Personal credit score goes digital, and this pilot proves how it may be finished legally and compliantly,” stated Matthew Nyman, Digital Belongings Lead at CMS. “CMS is proud to help the infrastructure bringing automated, custody-native credit score to institutional markets.”
Whereas tokenised belongings are projected to succeed in $10 trillion by 2030, credit score infrastructure has remained trapped in legacy workflows. Greater than 70% of institutional bilateral financing nonetheless entails bespoke, deal-by-deal paperwork & collateral transfers throughout fragmented accounts and methods, creating counterparty threat and friction that forestall tokenized belongings from functioning as scalable, financeable collateral.
SemiLiquid’s pilot has proven that the expertise & authorized framework is mature and establishments are prepared. The corporate is advancing to Part II, launching in early 2026, which is able to develop integrations throughout extra custodians, collateral sorts, and jurisdictions. Future capabilities will embrace under-collateralized lending supported by verified solvency attestations & and a unified framework for enforceability throughout markets.
“Credit score is the lifeblood of capital markets,” added Rico van der Veen, Co-Founder and CEO of SemiLiquid. “With PCP, programmable credit score has arrived – and it’s prepared for institutional deployment.”
For extra info, customers can go to https://pcp.co/
Media Contact:
[email protected]
About SemiLiquid:
SemiLiquid delivers the infrastructure powering the subsequent evolution of institutional credit score. Constructed on custody-native rails, its Programmable Credit score Protocol (PCP) standardizes and automates bilateral lending – bringing the belief of conventional finance and the effectivity of programmable markets to a unified, compliant, and interoperable credit score ecosystem.
About Zodia Custody
Zodia Custody is an institution-first digital belongings platform with help from Commonplace Chartered, in affiliation with Northern Belief, SBI Holdings, Nationwide Australia Financial institution, and Emirates NBD. By the mix of its custody, treasury, and settlement options, Zodia Custody permits institutional buyers across the globe to understand the complete potential of the digital belongings future – merely, safely, and with out compromise. Zodia Custody is registered with the Monetary Conduct Authority, Central Financial institution of Eire, Fee de Surveillance du Secteur Financier, and holds a licence with the Hong Kong Firms Registry.
Zodia Custody implements the necessities of the 5AMLD and applies the identical requirements as Commonplace Chartered referring to AML, FCC, and KYC. It implements the necessities of the FATF Journey Rule. Zodia Custody Restricted is registered within the UK with the FCA as a crypto asset enterprise below the Cash Laundering, Terrorist Financing and Switch of Funds Laws 2017. Zodia Custody (Eire) Restricted is registered with the Central Financial institution of Eire as a VASP below Felony Justice (Cash Laundering and Terrorist Financing) Act 2010 (as amended). Zodia Custody (Eire) Restricted was established in Eire in August 2021. Zodia Custody (Eire) Restricted is registered with the CSSF in Luxembourg as a Digital Asset Service Supplier in accordance with article 7-1 (2) of the legislation dated 12 November 2004 on the battle towards cash laundering and terrorist financing, as amended. Zodia Custody (Hong Kong) Restricted is registered with the Registry for Belief and Firm Service Supplier with License Quantity TC009245 below the Anti-Cash Laundering and Counter-Terrorist Financing Ordinance (AMLO), Cap. 615 in respect of its custodial actions in digital belongings.
For additional info on Zodia Custody, customers can go to: https://zodia-custody.com/
Contact
Account SupervisorVinita KullaiYAP International[email protected]
