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The XRP worth may rise 50X to $100 within the subsequent 5 years, in keeping with South Korean YoungHoon Kim, who claims the title of “world’s smartest individual.”
Kim, who the Giga Society says has an IQ of 276, larger even than Albert Einstein’s estimated 160, made the remark in a Dec. 14 publish on X.
Based mostly on my private view, #XRP may doubtlessly attain $100 over the subsequent 5 years. (NFA/DYOR)
— YoungHoon Kim, IQ 276 (@yhbryankimiq) December 14, 2025
His prediction follows a Dec. 12 publish, when he mentioned that he will probably be shopping for XRP. He adopted his newest publish with one other that mentioned, ”When you’ve got the next IQ, then chances are you’ll be extra more likely to maintain #XRP. (NFA / DYOR).”
The validity of such excessive IQs are disputed by some specialists and Vice.com has questioned Kim’s IQ declare.
This isn’t Kim’s first prediction for the crypto market. Earlier this month he mentioned that “Bitcoin appears prepared to interrupt each prediction ever written,” and that “the true bull run begins when individuals assume it’s already over.” He has additionally known as Bitcoin “the cash of God.”
XRP Would Be Value Extra Than Total Crypto Market At $100
The XRP worth dropped a fraction of a p.c prior to now 24 hours to commerce at $1.99 as of seven:45 a.m. EST, in keeping with CoinGecko, taking its loss for the previous month to greater than 12%.

XRP worth (Supply: CoinGecko)
The Ripple token has a market capitalization of $120.197 billion proper now and a circulating provide of over 99.9 billion tokens.
If the $100 prediction by Kim performs out by the tip of the last decade, it will mark a 50X achieve from the crypto’s present worth. That may see the token’s market cap soar to greater than $6 trillion, virtually double your complete business’s present market cap of $3.06 trillion.
In feedback beneath Kim’s X publish, a number of individuals mentioned that his prediction is unrealistic, whereas supporters mentioned that the $100 goal doesn’t consider any modifications out there that might result in elevated demand for XRP.
These supporters added that Ripple’s transfer to grow to be a constitution financial institution may very well be a serious catalyst for the XRP worth.
A number of Basic Catalysts Align For XRP
Kim’s prediction comes after a collection of developments for XRP and Ripple.
Ripple has made a number of acquisitions and strikes this yr which are all a part of a broader effort to develop the presence of its cost infrastructure within the conventional monetary system.
Moreover, spot XRP ETFs (exchange-traded funds) launched within the US earlier this yr have already collected over $1 billion in property. Based on knowledge from SoSoValue, Canary’s XRPC leads with $342.01 million in web property.
The Ripple ecosystem additionally obtained a lift after it was introduced that “wrapped XRP” will quickly be launched on the Solana blockchain, rising the token’s publicity.
XRP Chart Reveals Indecisiveness
Earlier than XRP can go on to soar to Kim’s predicted $100 goal, it might want to overcome a long-term descending trending line that has pushed the altcoin’s worth down in latest weeks.

Each day chart for XRP/USDT (Supply: TradingView)
XRP is now approaching the assist degree at $1.9060. If this degree is breached and consumers don’t step in, the crypto may find yourself tumbling to as little as $1.5770 within the brief time period.
Nevertheless, a rebound from the present degree may lead to XRP breaking above the descending development line. Patrons would possibly subsequently attempt to push the crypto to above the $2.2440 resistance degree, earlier than a possible climb to as excessive as $2.6950 if the stress from bulls persists.
Taking a look at technical indicators, each the Shifting Common Convergence Divergence (MACD) and the Relative Energy Index (RSI) on the each day chart recommend the XRP worth may go both method. The crypto’s course within the subsequent couple of days will rely closely on whether or not consumers or sellers step in to take management.
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