Nuremberg, Germany, Might nineteenth, 2026, Chainwire
Based mostly on Coinbird DCA Calculator information: month-to-month Bitcoin shopping for since 2015 returned +4,515%, whereas buyers would nonetheless have endured a 76.72% drawdown, and DCA underperformed lump-sum investing in Coinbird’s examined shorter-term eventualities
New evaluation from unbiased crypto comparability platform Coinbird exhibits what disciplined month-to-month Bitcoin shopping for since 2015 would have truly produced, whereas additionally exhibiting the place the favored narrative of “simply DCA into Bitcoin” oversimplifies the truth.
The findings are based mostly on Coinbird’s Bitcoin DCA Calculator, which makes use of historic Bitcoin worth information from CoinGecko and lets customers mannequin recurring funding eventualities going again to 2013.
To run the backtest or discover various eventualities, customers can go to:
https://www.coinbird.com/cryptocurrencies/bitcoin/dca-calculator
Key findings
An investor who started a $100/month Bitcoin DCA plan in January 2015 would have made 137 month-to-month purchases by means of Might 2026, investing a complete of $13,700. As of Might 19, 2026, the ensuing portfolio of 8.219 BTC can be price roughly $632,315, representing a complete return of +4,515% on invested capital. The technique amassed Bitcoin at a mean acquisition price of roughly $1,667 per BTC, as a result of early purchases acquired considerably extra Bitcoin earlier than costs rose.
For buyers who began later, close to the Might 2021 market peak earlier than the 2022 crash, a $100/month DCA plan nonetheless returned +84.34% within the Might 2021–Might 2026 situation — turning $6,100 invested throughout 61 month-to-month purchases into roughly $11,244. Over the identical interval, a lump-sum funding of the complete quantity made upfront in Might 2021 returned roughly +43%. On this particular situation, DCA outperformed as a result of the technique robotically amassed extra Bitcoin throughout the 2022 bear market.
Importantly, lump-sum investing beat DCA on the 1-, 2-, 3- and 4-year horizons in Coinbird’s examined eventualities. The five-year DCA benefit emerged solely after a full crash-and-recovery cycle. The conclusion that “DCA beats lump-sum” is just not common — it relies upon closely on begin date and market regime.
DCA buyers throughout the complete interval nonetheless skilled a most drawdown of -76.72% throughout the 2022 bear market, underscoring that recurring purchases don’t eradicate volatility or the psychological problem of holding by means of extreme declines.
“The attention-grabbing discovering is just not merely that Bitcoin went up since 2015,” stated Philipp, Founding father of Coinbird. “The attention-grabbing discovering is that, on this historic situation, automated month-to-month shopping for by means of crashes, all-time highs and regulatory uncertainty nonetheless produced extraordinary long-term outcomes. On the identical time, the drawdowns present why this technique is way tougher to stay by means of than it seems to be on a chart in hindsight.”
Coinbird’s Bitcoin DCA Calculator is on the market freed from cost and permits customers to check completely different funding quantities, buy intervals and begin dates going again to 2013.
Methodology
The evaluation simulates recurring Bitcoin purchases on the chosen month-to-month interval utilizing historic CoinGecko worth information. Lump-sum comparisons assume the complete deliberate contribution quantity is invested upfront at first of the chosen interval. Calculations exclude taxes and buying and selling charges. Previous efficiency doesn’t assure future outcomes.
About Coinbird
Coinbird is an unbiased crypto comparability and market intelligence platform serving to retail buyers evaluate cryptocurrencies, exchanges and wallets with clearer information. On coinbird.com, customers can discover stay market information, evaluate suppliers, use crypto calculators and comply with market indicators such because the Bitcoin Rainbow Chart, Bitcoin Dominance and Altcoin Season Index.
Coinbird is operated by Coinbird GmbH and is the worldwide platform of kryptovergleich.de, considered one of Germany’s main crypto comparability portals, serving greater than two million customers yearly. Throughout each platforms, Coinbird combines clear information, sensible instruments and academic guides for brand spanking new and skilled crypto buyers alike.
Contact
FounderPhilipp DuringerCoinbird GmbH[email protected]
