Key Takeaways
Moonpay launched Moonpay Commerce on Could 21, 2026, giving establishments entry to 200+ chains via one API.DFlow processed over $12 billion in Q1 2026 quantity, extending Moonpay Commerce’s attain throughout Solana and EVM markets.Caroline D. Pham’s Moonpay Institutional unit will use Moonpay Commerce as its compliance-backed onchain execution layer.
Moonpay Commerce Launches With Cross-Chain Entry to 200+ Protocols for Banks and Asset Managers
The platform is powered by First rate.xyz, the Y Combinator-backed cross-chain routing firm Moonpay acquired. First rate was based in 2021 by Charlie Durbin, Will Collier, Will Kantaros, and Xander Carlson, and backed by Archetype and Circle. The acquisition brings proprietary bridge infrastructure, routing algorithms, and an aggregation layer to Moonpay’s rising stack.
Onchain liquidity is break up throughout a whole lot of chains, venues, and protocols. Constructing direct connectivity to all of it’s a giant engineering endeavor for any agency. Moonpay Commerce condenses that right into a single integration that handles cross-chain execution, settlement, conversion, and funds throughout greater than 120 fiat currencies.
Moonpay Commerce will function the execution layer for Moonpay Institutional, the corporate’s enterprise unit for regulated monetary providers companies. That unit is led by Caroline D. Pham, former appearing CFTC Chairman. Pham stated each main monetary establishment is constructing a tokenized asset technique, and Moonpay Commerce offers companies one know-how platform to entry onchain markets with full compliance in-built.
Ivan Soto-Wright, CEO and co-founder of Moonpay, stated the marketplace for tokenized belongings is right here. “Moonpay Commerce brings all of that collectively in a single platform for any establishment, enterprise, or software,” he stated.
The platform helps cross-chain routing throughout Ethereum, Solana, Base, Hyperliquid, Bitcoin, and greater than 200 different networks. It additionally handles collateral motion throughout permissioned and permissionless networks, fiat-to-onchain settlement in 120-plus currencies, and compliance infrastructure masking KYC/AML and reporting necessities for institutional customers.
Moonpay Commerce pairs with the corporate’s latest acquisition of DFlow, a buying and selling infrastructure supplier on Solana that processed greater than $12 billion in buying and selling quantity in Q1 2026. Collectively, the 2 platforms lengthen Moonpay’s execution capabilities throughout EVM, cross-chain, and Solana-native markets.
Tokenized real-world belongings have surpassed $33 billion in onchain worth, based on rwa.xyz stats. BCG has projected that the full worth of tokenized real-world belongings may attain $14 trillion by 2030 and $55 trillion by 2035. Whole worth locked throughout DeFi protocols exceeds $100 billion at this time.
Franklin Templeton and different fund managers have launched tokenized funds on public blockchains. The infrastructure hole has been a limiting issue for companies which can be regulatory-ready however lack the technical stack to take part in onchain markets. Moonpay Commerce is positioned to shut that hole.
Moonpay Commerce additionally features a proprietary automated market maker constructed for stablecoin trades, providing 1:1 quotes for trades routed via Moonpay’s APIs. The liquidity layer helps onchain subscriptions and redemptions for tokenized funds, together with yield-generating vault integrations on Morpho, Aave, and Maple Finance.
Charlie Durbin, co-founder and CEO of First rate, stated the platform delivers real-time routing and execution throughout 200-plus chains to take away the fragmentation that presently complicates constructing and transacting onchain. “We’re excited to deliver this know-how to Moonpay and construct monetary rails that join fiat and onchain execution and settlement,” he stated.
Over the previous 18 months, Moonpay has made greater than six acquisitions spanning funds, stablecoins, digital asset custody, and onchain commerce execution. Moonpay Commerce represents the corporate’s newest step towards constructing end-to-end infrastructure for tokenized monetary providers.